SBI California makes sending money abroad simple and convenient. You can choose from multiple options tailored to your needs

SBI California offers zero transfer fees on remittances sent via the SBIC Mobile App or Online Remittance Service, up to the daily limits. For detailed information on fees, please refer to our Business Banking or Personal Accounts Schedule of Fees and Charges.

The daily limits for sending money are $50,000 per day for online transfers, $25,000 per day for mobile transfers, and there is no limit for in-branch transfers. Please note that remittances over $10,000 may require verification.

Yes, SBI California frequently offers exclusive promotions for new users, as well as for other customers. 

New customers making their first online remittance transaction can use the promo code WELCOME50 to receive an additional 50 paise on the exchange rate, applicable to transactions up to $3,000. 

Enhanced exchange rates during holiday seasons.

Yes, remittances must comply with regulatory guidelines in both the U.S. and India. Common permissible purposes include: 

• Family support.
• Education fees.
• Medical expenses.
• Investment in property or business.

Transfers for prohibited activities, such as speculative investments or gambling, are not allowed.

Currently, SBI California specializes in remittance services to India, leveraging the expertise and network of the State Bank of India. While India is our primary destination, we continuously explore opportunities to expand our services to other countries. 

Stay updated by subscribing to our newsletters for announcements about new remittance corridors.

Our exchange rate calculator provides an exact preview of the amount your recipient will receive before completing the transaction. Double-check recipient details, including their name, bank account number, and IFSC code, to avoid errors. 

If a discrepancy occurs, our customer support team is here to assist.

Tracking your remittance is easy with SBI California. You can follow these steps: 

Log in to your SBI California account through the website or mobile banking app. 

Check the "Transaction History" section for details about your remittance status.  

Customers have the option to receive Real-time notifications through email or SMS. 

Please contact our customer support team if you need any further assistance.  

If you need further assistance, our customer support team is always ready to help.

To secure the best exchange rate, SBI California recommends the following steps: 

• Use our real-time exchange rate calculator to monitor rates before initiating a transfer.
• Take advantage of rate alerts by setting notifications for your desired rate.
• Plan your transfers during periods of favorable currency trends, such as when the USD is stronger than the INR.

Our transparent rate system ensures you always know the conversion amount before completing your transaction.

SBI California uses real-time data from global currency markets to offer competitive and transparent exchange rates. Our rates are updated frequently to reflect market conditions and ensure fairness. 

The rate you see at the time of initiating a transfer is locked in for that transaction, protecting you from subsequent fluctuations.

SBI California stands out for its: 

• Competitive Exchange Rates: Transparent, real-time rates ensure you get a great value.
• Zero Fees Online: Save more with our no-fee policy for Mobile App and Online Remittance Services.
• Speed and Reliability: Most transfers to India are completed within hours.
• Secure Transactions: Advanced technology protects your funds and personal data.
• Trusted Brand: As part of the State Bank of India group, we bring decades of expertise to every transaction.

SBI California employs advanced security measures to protect your funds and personal information: 

• Encryption Technology: All transactions are secured using state-of-the-art encryption protocols.
• Real-Time Notifications: Receive instant alerts when your transfer is processed and delivered.
• Secure Online Banking Platform: The bank's online platform safeguards your financial data with regular security updates and robust firewalls that defend against cyber threats like hacking and phishing. 

Your trust and peace of mind are our highest priorities.

Most transfers to India via SBI California are processed and delivered within a few hours. However, the exact delivery time depends on factors like: 

• Time of Transfer: Transfers made during business hours are typically processed faster.
• Bank Processing Times: The recipient's bank in India may require additional time for clearing funds.

For urgent needs, rest assured that SBI California prioritizes fast delivery to ensure your loved ones receive funds promptly.

SBI California allows you to send amounts as small as $100, ensuring flexibility for all transfer needs. Whether it’s a small gift or a large payment, we’ve got you covered.

To comply with U.S. regulations and ensure secure transactions, the following documents may be required: 

• Government-Issued Photo ID: Such as a driver’s license or passport.
• Recipient Details: Including full name, account number, and bank IFSC code (for India).
• Proof of Funds (for larger transfers): Bank statements or pay stubs may be requested for high-value transactions.

If you need to cancel a transfer, contact our customer support team as soon as possible. Cancellation is subject to the following conditions: 

• If the transfer has not yet been processed, you may receive a full refund.
• If the funds have already been dispatched, cancellation may not be possible.

Our team will work with you to find the best solution.

SBI California provides flexible payment options to suit your preferences:  

Internal/External Transfers  

People Pay (Person-to-Person) 

Bill Pay for business customers  

Wire transfers  

Payment using credit and debit cards 

ACH Facility 

Each method is designed for your security, speed, and convenience. 

SBI California provides dedicated customer support to resolve any issues quickly. Here’s what to do: 

1. Contact our customer support team via phone or email.
2. Provide your transaction ID and details of the issue.
3. Our team will investigate and update you promptly.

We are committed to ensuring a hassle-free experience for all our customers.