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*State Bank of India (California) is a member of the FDIC, which means your deposit accounts are insured up to $250,000 per depositor, per FDIC-insured bank, per ownership category.

*Terms and Conditions may apply. An Account with SBIC is required to send a remittance. For accounts opened online, the online and mobile remittance limit is $25,000.00 per day and $50,000.00 per month.  For accounts opened at one of our branches, the mobile limit is $25,000.00 per day and $50,000.00 per month, and online limit is $50,000.00 per day. Same Day Processing means typically within 24 hours, excluding weekends and holidays.  Online remittances above $50,000.00 may take up to 1 to 2 additional business days to receive credit in beneficiary account.    The Bank considers "per day" from 12:00:00 AM PST to 11:59:59 PM PST on the same calendar day, and considers "per month" as any 30 consecutive days. Bangladeshi Taka (BDT) remittances are not included in any of our current promotions.  SBIC makes money when it converts one currency to another for you. The exchange rate provided to you is set by SBIC in its sole discretion, and it includes a markup. SendMoneyEZ is a registered trademark of State Bank of India (California).

*APY refers to Annual Percentage Yield and assumes interest remains on deposit until maturity. APY is accurate as of 2/26/2026. Rates are fixed for the term of the Certificate of Deposit (CD). You must deposit and maintain a daily balance of $1,000 to obtain this APY. Interest is compounded and credited to your account quarterly. Interest begins to accrue no later than the business day we receive the credit. CD rates are subject to change at any time and are not guaranteed until CD is opened. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. For further information about terms and conditions, visit https://www.sbical.bank/personal-banking/personal-certificate-deposits, call toll-free 1.877.707.1995, or visit a location near you.

*The bank reserves its discretion to move the account to a lower product type (Simple Business Checking) if the account does not maintain the stipulated average monthly balance for a continuous two months and applicable charges will be levied as per Simple Business Checking Product and would not include the benefits listed above. Remote Deposit Capture: single feed scanner service free, preapproved deposit limits apply, ask for details. ACH Origination, preapproved payment limits apply, ask for details. Fraud Prevention Package includes, Positive Pay, ACH Positive Pay, ACH Block. Remittances-special rate considerations apply to In-Branch Transactions. Call your local Branch for details on rates. Additional fees/charges may apply. For further business account information and terms and conditions, visit sbical.bank, call toll-free 1.877.707.1995 or visit a location near you.