SBI California offers a selection of debit and credit cards designed to provide convenience, security, and rewards that fit your lifestyle. Whether you need a simple debit card for everyday purchases or a credit card with competitive benefits, we have options to suit your financial needs.
Each card is designed with unique benefits to suit your lifestyle. Explore the options below:
State Bank of India (California) Debit Cards provide advanced security and unparalleled convenience. Whether you're traveling the world or managing daily transactions, our Debit Cards are designed to meet your needs.
SBIC’s cards offer a range of benefits to help you manage expenses and access your funds conveniently:
With both options, SBIC ensures secure transactions and ease of use.
At SBIC, we prioritize secure and convenient banking solutions. Whether it’s managing daily transactions or accessing funds, SBIC’s products and services are designed with your needs in mind.
Review the specifics of each card offering.
Begin your journey with SBIC Credit and Debit Cards today.
Our customers are at the heart of everything we do. Here's what they're saying about their experience with SBI California:
"You will have a wonderful experience at SBI (California). Staff members are polite, respectful and will make your banking experience great. Bank on them!"
Our customers are at the heart of everything we do. Here's what they're saying about their experience with SBI California:
"Easy signup, smooth experience without any hassle."
Our customers are at the heart of everything we do. Here's what they're saying about their experience with SBI California:
"Excellent customer service & support. I have been banking with SBI California for a long time. They are extremely helpful, very supportive, knowledgeable, professional and courteous, had a great experience. I would highly recommend SBIC."
Our customers are at the heart of everything we do. Here's what they're saying about their experience with SBI California:
"You will have a wonderful experience at SBI (California). Staff members are polite, respectful and will make your banking experience great. Bank on them!"
Our customers are at the heart of everything we do. Here's what they're saying about their experience with SBI California:
"Easy signup, smooth experience without any hassle."
Our customers are at the heart of everything we do. Here's what they're saying about their experience with SBI California:
"Excellent customer service & support. I have been banking with SBI California for a long time. They are extremely helpful, very supportive, knowledgeable, professional and courteous, had a great experience. I would highly recommend SBIC."
Need more information on SBIC Credit and Debit Cards? Use our Locations page to find a branch near you for personalized assistance.
Once you receive your card, you can activate it online through your SBI account, by calling customer support, or by using it at any ATM. For a debit card, you’ll also need to set a PIN.
To apply for a credit or debit card, visit our online application page, where the application process is handled through a trusted third-party vendor. You’ll need to select the card that best suits your needs and provide basic information such as your name, address, and financial details.
Many of our credit cards come with no annual fee. However, some cards, like the Reserve Rewards+ Card, have a yearly fee after the first 12 months. Be sure to check the terms and conditions of the specific card you're interested in.
We offer a wide range of credit and debit cards to suit your needs. Our offerings include:
Additionally, we provide both debit and credit cards for business accounts.
Yes, you can link both credit and debit cards to digital wallets like Apple Pay, Google Pay, or Samsung Pay for easy, contactless payments.
You can make payments online, via mobile banking, by mail, or at any SBI branch. Payments can be made in full or as a minimum payment.
Log in to your SBI account online or via the mobile app to update your contact details. You can also call customer support for assistance.
Yes, SBIC Debit Cards are linked to your savings or checking accounts, allowing you to access your funds seamlessly.
Yes, SBIC cards support both domestic and international transactions. For further information, consult your card terms or contact customer service.
Visit SBIC's website or head to a local branch. Ensure you have the required documents, including ID proof and address verification.
Immediately contact SBIC’s customer service or visit your nearest branch to block the card and request a replacement.
For information on card fees, please refer to the terms associated with your account or contact an SBIC representative.
A Credit Card allows you to make purchases by borrowing funds up to a preset limit, while a Debit Card uses funds directly from your bank account.
Yes, our credit cards offer a balance transfer feature with 0% introductory APR for a set period. This helps you save on interest when transferring your outstanding balances from other credit cards.
Rewards are earned based on the card you choose:
Points can be redeemed for cashback, travel, merchandise, or gift cards.
You can manage your card online through SBI’s mobile app or website. View your balance, track transactions, make payments, and more.
You can redeem your points for:
After the introductory period, APR for SBI credit cards ranges from 17.99% to 28.99%, depending on your creditworthiness and the card type. The APR may vary based on the Prime Rate.
Yes, SBI uses advanced encryption and secure payment gateways to ensure that your card details are protected during online transactions.
Yes, you can link your SBI debit card to digital wallets for contactless payments. This allows you to make fast and secure payments with your phone or smartwatch.
To set up your PIN, simply visit an SBI ATM, or you can create or change your PIN online through your SBI account.
Yes, there is a daily withdrawal limit for ATM transactions, which varies based on the type of account you have. Please check your account details for the exact limit.
If your debit card is lost or stolen, immediately report it to SBI’s customer service. You will be issued a replacement card and any unauthorized transactions will be handled under Zero Liability protection.
While many of our credit cards have no annual fees, some cards may charge fees for late payments, balance transfers, or cash advances. Please refer to the specific card’s terms and conditions for detailed fee information. Debit cards generally have no monthly or annual fees but may incur charges for out-of-network ATM usage.
There are no foreign transaction fees on purchases made abroad using either your credit or debit card.
Cash advances come with a fee, which is typically a percentage of the amount withdrawn, plus interest. The rate is higher than the standard APR.
*Convenience and Safety: Safer than carrying cash and more widely accepted than checks, your SBIC Debit Card is a practical and secure payment method.
*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
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