Empower Your Business with SBIC Business Credit Cards 

Take your business further with SBIC. Manage expenses, earn rewards, and enjoy exclusive perks-designed to streamline your operations and accelerate growth. 

SBIC BUSINESS CREDIT CARDS

Power Your Business with SBIC

Manage expenses, optimize cash flow, and enjoy exclusive rewards with SBIC’s Business Credit Cards. Designed for flexibility and convenience, our cards offer competitive rates, secure transactions, and valuable perks to support your business growth.

CHOOSE THE RIGHT CARD FOR YOUR BUSINESS

Key Features and Benefits

Whether it’s managing daily expenses or planning for the future, our credit cards are equipped to handle the unique demands of your business. Our cards offer a gateway to smarter business management with perks that ensure you’re always ahead.

Flexible Credit Limits
Flexible Credit Limits

Tailored credit limits to support everything from daily operations to large investments.

Earn Rewards as You Spend
Earn Rewards as You Spend

Accumulate cashback or points on categories like office supplies, travel, utilities, and dining.

Streamlined Expense Management
Streamlined Expense Management

Get detailed monthly statements and integrate seamlessly with leading accounting software.

Travel Benefits
Travel Benefits

Savings on flights, hotels, and rental cars, plus complimentary travel insurance.

Employee Cards at No Additional Cost
Employee Cards at No Additional Cost

Issue employee cards with custom spending limits and simplify team purchases.

Zero Liability Protection
Zero Liability Protection

Shield your business from unauthorized charges for greater peace of mind.

ADDED VALUE

Rewards & Perks

Maximize the value of every dollar spent.

Earn cashback or points for purchases across key business categories.

Access exclusive savings on dining, travel, and more to offset operational costs.

Redeem rewards effortlessly for statement credits, travel discounts, or additional perks that directly benefit your business.

Need assistance? Visit your nearest SBIC branch for personalized service. Use our Branch Locator to find a convenient location and connect with our expert team today.

FEEL SECURE WITH SBIC

Your Security Is Our Priority

Protect your business with cutting-edge technology and robust monitoring:

  • Advanced Fraud Protection: 24/7 monitoring of transactions to detect and prevent fraud.
  • EMV Chip Technology: Secure payments with global acceptance.
  • Zero Liability Policy: Enjoy absolute peace of mind knowing you’re protected against unauthorized charges.
  • Instant Alerts: Stay informed of all transactions in real time.

Our dedication to security ensures that your business stays secure while you focus on what matters most—growth.

Our Testimonials

What Our Customers Are Saying

Real stories from satisfied customers who trust SBI California for their banking needs:

"A very pleasant experience. The staff have been highly courteous and knowledgeable providing prompt service opening my bank accounts!! Highly recommend SBIC banking services."

Tuhin G., Sunnyvale
Testimonial Image
Our Testimonials

What Our Customers Are Saying

Real stories from satisfied customers who trust SBI California for their remittance needs:

"Excellent, very helpful, very friendly. Helped me to open a new account. Very pleasant experience.

Sinclair Gas & Carwash, Cerritos
Our Testimonials

What Our Customers Are Saying

Real stories from satisfied customers who trust SBI California for their remittance needs:

"SBIC helped me open an account in under 20 minutes. Great staff!" 

Hari T., San Jose
Our Testimonials

What Our Customers Are Saying

Real stories from satisfied customers who trust SBI California for their banking needs:

"A very pleasant experience. The staff have been highly courteous and knowledgeable providing prompt service opening my bank accounts!! Highly recommend SBIC banking services."

Tuhin G., Sunnyvale
Testimonial Image
Our Testimonials

What Our Customers Are Saying

Real stories from satisfied customers who trust SBI California for their remittance needs:

"Excellent, very helpful, very friendly. Helped me to open a new account. Very pleasant experience.

Sinclair Gas & Carwash, Cerritos
Our Testimonials

What Our Customers Are Saying

Real stories from satisfied customers who trust SBI California for their remittance needs:

"SBIC helped me open an account in under 20 minutes. Great staff!" 

Hari T., San Jose
EXPLORE

Our Products

Business Checking Accounts

Manage day-to-day expenses efficiently

Learn More

Business Savings Accounts

Earn interest while maintaining liquidity

Learn More

Business Loans

Access funding to fuel growth

Learn More

FAQs

About Business Credit Cards

SBIC offers cards with varying features, including rewards programs, low-interest options, and flexible credit limits to suit different business needs.

You’ll need a business checking account with SBIC, a valid Tax ID, and proof of your business's financial stability. Additional documents may be required based on your business type.

Yes, you can redeem rewards for cash credits, travel discounts, or gift cards, depending on the program associated with your card.

Some cards come with an annual fee, which is offset by rewards and exclusive perks. We also offer no-fee cards to support businesses prioritizing cost-efficiency.

Yes, employee cards can be issued with customizable limits to manage team expenses effectively.

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.